One-on-one, no-cost guidance for Parts A–D, Supplements, and Stand-alone Health Coverage.

Step One: Education & Planning

We believe confident decisions start with education. That’s why we offer free Medicare 101 classes and personal guidance to help you understand the parts of Medicare insurance plans — A through D — as well as Supplement options and stand-alone coverage. By breaking down each piece clearly, we make sure you have the knowledge you need to move forward with confidence.

Step Two: Personalized Consultations

Next, we move into a one-on-one consultation where your needs come first. During this session, we take time to understand your health goals, budget, and preferences. Then we walk you through your available options — whether that’s Medicare Advantage plans, Medicare Supplement insurance plans, or individual and family health coverage. With clear explanations and honest guidance, you’ll feel confident about the choices in front of you.

Step Three: Enrollment Support & Ongoing Support

Finally, once you’ve chosen the right plan, we make enrollment simple and stress-free. We handle the paperwork, confirm the details, and ensure your coverage starts smoothly. But our support doesn’t end there. We stay by your side after enrollment — ready to answer questions, help with plan changes, or guide you through new Medicare insurance plan options in the future. With Team Ryan Agency, you’ll always have a trusted partner looking out for your long-term peace of mind.

Medicare Advantage Plans

Medicare Advantage plans (Part C) combine hospital, medical, and often prescription coverage into one plan offered by private insurers. We explain how these plans work, compare options in your area, and help you decide if an Advantage plan is the right fit for your lifestyle, health needs, and budget.

Medicare Supplement plans

Medicare Supplement insurance plans (also called Medigap) work alongside Original Medicare to cover costs like copayments, coinsurance, and deductibles. We walk you through the available plans, highlight differences, and help you find the best fit to minimize unexpected expenses.

Part D Prescription Drug Plans

Prescription Drug Plans (Part D) help cover the cost of medications, which can be a major part of healthcare expenses. We make it easy to compare drug formularies, monthly premiums, and pharmacy networks so you can choose a plan that keeps your prescriptions affordable.

Individual & Family Health Plans

For those not yet eligible for Medicare, we also assist with individual and family health insurance. Whether through marketplace plans, private carriers, or supplemental coverage, we help you explore your choices so your family is protected with the right plan at the right cost.

Employer & Group Benefits

We partner with local businesses to provide group benefits solutions that support both employees and retirees. Employers can rely on us to simplify health coverage options, while Human Resources departments get hands-on support during retirement transitions. In these moments, we guide employees as they move into Medicare insurance plans, making sure the process feels clear and stress-free. With side-by-side comparisons and step-by-step explanations, both employers and employees can feel confident and supported.

Dental, Vision & Hearing

We offer a variety of plans that can help you cover out-of-pocket costs for routine care, including exams, glasses, and hearing aids.

Hospital Indemnity & STM

Hospital Indemnity and Short-Term Medical (STM) plans provide additional financial protection against unexpected medical costs or a gap in your coverage

Long-Term Protection

Don’t let the cost of long-term care affect your savings. We can help you find a plan that provides financial protection for your future care needs.