Team Ryan Agency – Terms & Conditions
Effective Date: August 12, 2025
Welcome to the Team Ryan Agency website. By accessing or using this site, you agree to the following Terms & Conditions. Please read them carefully before using our services.
1. Who We Are
Team Ryan Agency is your local Medicare insurance resource, helping individuals, families, and employers throughout Southeast Georgia explore their health coverage options. We are committed to providing clear information, personalized guidance, and honest service.
2. Use of This Website
By using our website, you agree to:
- Use the information provided for personal, non-commercial purposes only.
- Not copy, reproduce, or distribute any content without our permission.
- Avoid using this site for any unlawful or harmful activities.
We reserve the right to update, modify, or remove content at any time without notice.
3. No Guarantee of Coverage
While we strive to provide accurate and up-to-date information, nothing on this website guarantees eligibility, enrollment, or coverage. Final plan details, benefits, and costs are determined by the insurance carriers and government programs.
4. Privacy & Security
Your privacy matters to us. Any personal information you provide through this site will be handled according to our Privacy Policy. We follow HIPAA-compliant practices to protect sensitive information.
5. No Affiliation With Medicare
Team Ryan Agency is not connected with the Federal Medicare program. By contacting us, you will be connected with a licensed insurance agent. We do not offer every plan available in your area, and the plans we do offer may not represent all available options.
6. Contacting You
By submitting your information on this site, you agree that an authorized representative or licensed insurance agent may contact you by phone, text, or email to answer your questions or provide additional information about Medicare Advantage plans, Medicare Supplement Insurance, or Prescription Drug plans.
7. Limitation of Liability
We are not liable for any damages, losses, or claims that arise from:
- Your use of this website
- Reliance on information found here
- Any errors, omissions, or outdated information
8. Changes to These Terms
We may update these Terms & Conditions from time to time. The “Effective Date” at the top will indicate when changes were made. Continued use of the website means you accept any updates.
9. Contact Us
If you have questions about these Terms & Conditions, please contact us:
Team Ryan Agency
6911 Old Hortense Rd
Hortense, GA 31543
Phone/Text: 478-361-3126
Email: Michelle@TeamRyanAgency.com